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	<title>FDCPA, Dallas, Consumer Law Blog</title>
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	<description>Defend Yourself Against Banks and Collection Agencies</description>
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		<title>The FDCPA Act Language</title>
		<link>http://www.dallasconsumerlawblog.com/?p=95</link>
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		<pubDate>Wed, 06 Apr 2011 15:01:24 +0000</pubDate>
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		<description><![CDATA[THE FAIR DEBT COLLECTION PRACTICES ACT As amended by Public Law 104-208, 110 Stat. 3009 (Sept. 30, 1996) To amend the Consumer Credit Protection Act to prohibit abusive practices by debt collectors. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, That the Consumer Credit...]]></description>
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		<title>The FDCPA &#8211; KNOW Your Rights!</title>
		<link>http://www.dallasconsumerlawblog.com/?p=51</link>
		<comments>http://www.dallasconsumerlawblog.com/?p=51#comments</comments>
		<pubDate>Sun, 30 Jan 2011 14:00:10 +0000</pubDate>
		<dc:creator>msices</dc:creator>
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		<description><![CDATA[Collection agencies, third party debt collectors, and junk debt buyers routinely use abusive tactics to collect on their accounts. Many of the people who work at these collection agencies are ex-convicts, and their methods of collection are not only offensive and annoying, they are often intimidating and against the law. Consumers are protected by a few very powerful statutes aimed at deterring abusive debt collection. At the heart of those consumer protection statutes is the "FDCPA," the Fair Debt Collection Practices Act.

Despite this law, harassment and abuse still occur on a widespread basis because there are only a small number of lawyers who effectively practice in the area of defending against debt collector abuse.  The debt collection industry is well aware of the limits imposed by the FDCPA, but they choose to ignore the law as an effective way to get people to pay.  A lawyer experienced in this area of the law can force a debt collection agency or debt buyer to pay you a statutory penalty every time they violate the FDCPA.]]></description>
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		<title>Predatory Credit Card Lending</title>
		<link>http://www.dallasconsumerlawblog.com/?p=42</link>
		<comments>http://www.dallasconsumerlawblog.com/?p=42#comments</comments>
		<pubDate>Sun, 17 Oct 2010 15:58:51 +0000</pubDate>
		<dc:creator>msices</dc:creator>
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		<description><![CDATA[The inside story on how B of A conducts it&#8217;s business to maximize profit, without any concern for it&#8217;s customers.  This goes further than the often maligned practice of increasing interest rates to 30% for individuals who are late or struggling to pay, and it is important to listen to the voices of those who...]]></description>
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		<title>Beware of Home Loan Modification!</title>
		<link>http://www.dallasconsumerlawblog.com/?p=15</link>
		<comments>http://www.dallasconsumerlawblog.com/?p=15#comments</comments>
		<pubDate>Sun, 17 Oct 2010 15:43:30 +0000</pubDate>
		<dc:creator>msices</dc:creator>
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		<description><![CDATA[Many of my clients and homeowners around the country are reporting a lack of success with their attempt to obtain loan modification.  Beware of Mortgage Servicing Firms that are telling their clients that they have to be three months late before they can even apply.  After they apply, these homeowners  are then given a run-around.  By the...]]></description>
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